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Monday, February 29, 2016

ELSS vs PPF vs NSC vs FD which is better from current investment options


From Compare ELSS, PPF, FD, NSC and Post office FD there are several benefits in each category.


They all are exempted in 80 C category and on maturity there will be PPF fully tax exempted while ELSS has only exemption  in Dividend and Capital gains on maturity

Below table can clear your concepts. NSC, LIC, FD Post office time deposits is less beneficial in case of Maturity taxation concept.



We are not responsible for any kind of your loss or in return amount less on your investments, always read documents  fully and do all kind of analysis before investments.

Tuesday, February 16, 2016

2015-16 Financial Year PF rate of Interest declared and its very good for this year 8.8 % by EPFO

PF, PPF is very secure safest and Fastest growing of your savings and for this financial year 2015-16 EPFO has increased rate of interest 

Current finance year Employee Provident Fund  and Provident Fund Rate of interest increased to 8.8 % for financial year 2015-16

This decision taken today on 16th Feb 2016 for current year, earlier year 8.75% was the Rate of Interest for the EPFO and PF.

This is one kind of very much secure investment in India where we will get secure recurring interest with Tax free benefits after maturity.

So go ahead and increase your savings and investments in PF and PPF